The basic banking service provides you with access to a bank account for essential daily transactions.

If you don’t have a current account and have been turned down by banks, you can still apply for a basic banking service at a bank of your choice. This allows you, for example, to:

• receive money
• make transfers
• pay bills
• use a payment card

You are entitled to the basic banking service if you are:

• a consumer legally residing in a Member State of the European Union

or

• a consumer of Belgian nationality residing outside a Member State who has been removed from the Belgian population register for less than 10 years

To be eligible, you must meet all the following conditions:

• You do not already have a basic banking service or current account in Belgium, event with another bank
• You have less than 10,239.43 euros across all your bank accounts combined, including funds with other banks
• You do not have any credit agreements totaling 10,239.43 euros or more
• You have not violated anti-money laundering laws